Burns are never fun to either think about or experience. After all, you endure a great deal of bodily injury and pain. But what happens if you get burned by your water heater at home while fixing it. Since this is a third-party claim, hire a personal injury lawyer for advice regarding interacting and dealing with the insurance adjuster. They will not only walk you through the whole process but ensure that if the case deserves damages, they will represent your case.
Cooperation is needed
Your Personal injury Lawyer in Richmond will tell you that you are cooperating, if you allow the insurance adjuster to obtain necessary information from you while respecting your privacy. You are generally considered to be cooperative if you abide by the following:
● Timely notification – you must submit your claim within the time limit specified by your insurance policy. Your insurance adjuster cannot deny the claim if it was not submitted immediately, but before the specified time limit.
● Authorized release of medical records – you have to sign a release that allows your insurance adjuster to obtain necessary medical records from your doctors
● Authorized release of income and related records – this is vital if you are claiming lost income or wages that result from your personal injury
● Independent Medical Exam – you need to obtain a medical exam that will verify the extent of your injuries. You can go for this exam at your convenience. Read your insurance policy carefully and ask for written verification of this from your insurance company. You need this because insurance companies tend to pay for only one IME.
Be sure to read your insurance policy carefully so that you completely understand your rights in terms of negotiating the best claim. You will need a personal injury lawyer who will help you change your negotiation strategies, if you find yourself at a stalemate with the adjuster.
Always read documents before you sign them
Make sure to read all documents pertaining to your personal injury and payouts for it before you sign them. Make sure to read the fine print carefully because this is where the exceptions and exclusions are contained. You want to make sure that you are releasing only the records that are relevant to your personal injury. This includes medical records.
You can indeed win a personal injury lawsuit against your insurance company in court. This is provided you understand the information discussed above and this is also provided you hire a good lawyer that will help you with the whole process of the personal injury case that will convince the judge and jury of your suffering.